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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,984 | $196,972-84.8% | $182,262-83.5% | $198,609-84.9% |
| Participation rate | 71.4% | 85.7%-14.3pp | 84.2%-12.8pp | 82.4%-10.9pp |
| Annual return | 19.28% | 158.27%-139.0pp | 140.60%-121.3pp | 202.70%-183.4pp |
| Employer contribution / active EE | $1,612 | $5,364-69.9% | $5,046-68.0% | $5,055-68.1% |
| Participant deferral / active EE | $6,604 | $8,643-23.6% | $8,276-20.2% | $6,977-5.3% |
| Admin fee / account holder | $1,394 | $18,429-92.4% | $16,712-91.7% | $19,030-92.7% |