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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,768 | $111,535-67.0% | $105,223-65.1% | $137,256-73.2% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 8.64% | 237.85%-229.2pp | 180.65%-172.0pp | 220.34%-211.7pp |
| Employer contribution / active EE | $496 | $3,939-87.4% | $3,689-86.5% | $4,156-88.1% |
| Participant deferral / active EE | $1,786 | $5,500-67.5% | $5,072-64.8% | $6,407-72.1% |
| Admin fee / account holder | $23,008 | $9,721+136.7% | $8,859+159.7% | $12,270+87.5% |