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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,933 | $124,425-62.3% | $112,040-58.1% | $137,256-65.8% |
| Participation rate | 94.7% | 79.3%+15.4pp | 76.5%+18.2pp | 80.0%+14.8pp |
| Annual return | 17.86% | 24.72%-6.9pp | 24.52%-6.7pp | 220.34%-202.5pp |
| Employer contribution / active EE | $1,999 | $3,411-41.4% | $2,954-32.3% | $4,156-51.9% |
| Participant deferral / active EE | $4,070 | $5,718-28.8% | $5,098-20.2% | $6,407-36.5% |
| Admin fee / account holder | $1,719 | $15,207-88.7% | $12,098-85.8% | $12,270-86.0% |