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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,124 | $123,859-93.4% | $69,632-88.3% | $145,897-94.4% |
| Participation rate | 45.0% | 69.2%-24.2pp | 66.4%-21.4pp | 80.3%-35.3pp |
| Annual return | 16.79% | 192.49%-175.7pp | 101.32%-84.5pp | 552.29%-535.5pp |
| Employer contribution / active EE | $725 | $2,673-72.9% | $1,708-57.6% | $4,663-84.5% |
| Participant deferral / active EE | $1,221 | $4,242-71.2% | $2,889-57.7% | $6,689-81.7% |
| Admin fee / account holder | $182 | $7,817-97.7% | $4,695-96.1% | $13,390-98.6% |