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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,012 | $110,410+38.6% | $102,437+49.4% | $145,897+4.9% |
| Participation rate | 86.7% | 77.9%+8.7pp | 74.5%+12.2pp | 80.3%+6.4pp |
| Annual return | 8.12% | 24.85%-16.7pp | 24.95%-16.8pp | 552.29%-544.2pp |
| Employer contribution / active EE | $3,949 | $4,217-6.4% | $3,871+2.0% | $4,663-15.3% |
| Participant deferral / active EE | $7,042 | $5,622+25.3% | $5,060+39.2% | $6,689+5.3% |
| Admin fee / account holder | $16,455 | $9,745+68.9% | $8,388+96.2% | $13,390+22.9% |