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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,637 | $135,905+141.1% | $126,068+159.9% | $198,609+65.0% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 5.15% | 14.07%-8.9pp | 15.01%-9.9pp | 202.70%-197.5pp |
| Employer contribution / active EE | $6,595 | $4,245+55.3% | $3,968+66.2% | $5,055+30.4% |
| Participant deferral / active EE | $19,805 | $8,523+132.4% | $8,214+141.1% | $6,977+183.9% |
| Admin fee / account holder | $1,960 | $21,036-90.7% | $18,264-89.3% | $19,030-89.7% |