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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,943 | $73,107-48.1% | $114,563-66.9% | $87,485-56.6% |
| Participation rate | 60.6% | 65.8%-5.2pp | 72.9%-12.3pp | 68.9%-8.3pp |
| Annual return | 16.87% | 19.47%-2.6pp | 241.09%-224.2pp | 26.06%-9.2pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,211 | $3,144+2.1% | $4,142-22.5% | $4,274-24.9% |
| Admin fee / account holder | $7,411 | $5,770+28.4% | $7,623-2.8% | $7,775-4.7% |