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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,223 | $211,224-1.4% | $178,505+16.6% | $145,897+42.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 15.02% | 30.28%-15.3pp | 27.16%-12.1pp | 552.29%-537.3pp |
| Employer contribution / active EE | $14,679 | $4,577+220.7% | $3,955+271.1% | $4,663+214.8% |
| Participant deferral / active EE | $13,025 | $6,966+87.0% | $6,280+107.4% | $6,689+94.7% |
| Admin fee / account holder | $19,740 | $12,109+63.0% | $10,428+89.3% | $13,390+47.4% |