Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,201 | $57,590-42.4% | $86,233-61.5% | $82,448-59.7% |
| Participation rate | 41.7% | 57.9%-16.2pp | 69.0%-27.4pp | 68.1%-26.4pp |
| Annual return | 9.28% | 22.41%-13.1pp | 61.39%-52.1pp | 41.64%-32.4pp |
| Employer contribution / active EE | $463 | $1,655-72.0% | $2,504-81.5% | $2,551-81.9% |
| Participant deferral / active EE | $1,483 | $3,080-51.9% | $4,559-67.5% | $4,139-64.2% |
| Admin fee / account holder | $369 | $4,730-92.2% | $8,342-95.6% | $7,234-94.9% |