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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,512 | $28,624+45.0% | $53,647-22.6% | $82,637-49.8% |
| Participation rate | 20.0% | 47.3%-27.3pp | 56.3%-36.3pp | 68.1%-48.1pp |
| Annual return | 21.28% | 664.98%-643.7pp | 358.33%-337.1pp | 53.51%-32.2pp |
| Employer contribution / active EE | $361 | $637-43.4% | $962-62.5% | $2,552-85.9% |
| Participant deferral / active EE | $1,220 | $1,196+2.0% | $1,813-32.7% | $4,126-70.4% |
| Admin fee / account holder | $2,005 | $2,022-0.8% | $2,460-18.5% | $7,339-72.7% |