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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,037 | $106,864+156.4% | $147,318+86.0% | $82,637+231.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 10.10% | 27.49%-17.4pp | 70.43%-60.3pp | 53.51%-43.4pp |
| Employer contribution / active EE | $12,376 | $3,417+262.2% | $4,593+169.5% | $2,552+384.9% |
| Participant deferral / active EE | $7,314 | $6,496+12.6% | $7,906-7.5% | $4,126+77.3% |
| Admin fee / account holder | $8,122 | $8,415-3.5% | $13,708-40.7% | $7,339+10.7% |