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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,600 | $73,787-9.7% | $98,716-32.5% | $82,448-19.2% |
| Participation rate | 80.8% | 61.4%+19.4pp | 69.3%+11.5pp | 68.1%+12.7pp |
| Annual return | 15.02% | 18.57%-3.5pp | 31.81%-16.8pp | 41.64%-26.6pp |
| Employer contribution / active EE | $2,040 | $1,511+35.0% | $2,279-10.5% | $2,551-20.0% |
| Participant deferral / active EE | $4,912 | $3,081+59.4% | $4,048+21.4% | $4,139+18.7% |
| Admin fee / account holder | $4,726 | $6,500-27.3% | $8,703-45.7% | $7,234-34.7% |