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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,668 | $106,588+94.8% | $94,215+120.4% | $155,188+33.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 11.41% | 29.39%-18.0pp | 28.22%-16.8pp | 148.84%-137.4pp |
| Employer contribution / active EE | $0 | $3,080-100.0% | $2,675-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,138 | $4,802-34.7% | $4,276-26.6% | $6,531-52.0% |
| Admin fee / account holder | $3,865 | $12,281-68.5% | $10,216-62.2% | $14,480-73.3% |