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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,680 | $102,422+42.2% | $147,117-1.0% | $80,959+79.9% |
| Participation rate | 76.7% | 75.9%+0.8pp | 82.2%-5.5pp | 67.7%+9.0pp |
| Annual return | 17.05% | 135.16%-118.1pp | 420.54%-403.5pp | 35.67%-18.6pp |
| Employer contribution / active EE | $1,040 | $3,717-72.0% | $4,932-78.9% | $2,757-62.3% |
| Participant deferral / active EE | $8,620 | $6,652+29.6% | $8,065+6.9% | $4,300+100.4% |
| Admin fee / account holder | $450 | $7,953-94.3% | $12,993-96.5% | $6,925-93.5% |