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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,031 | $183,516-46.0% | $155,534-36.3% | $145,884-32.1% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 10.04% | 61.43%-51.4pp | 64.92%-54.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $4,925 | $5,315-7.3% | $4,675+5.4% | $4,662+5.6% |
| Participant deferral / active EE | $4,373 | $6,467-32.4% | $5,630-22.3% | $6,690-34.6% |
| Admin fee / account holder | $1,437 | $19,293-92.6% | $15,900-91.0% | $13,392-89.3% |