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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,583 | $102,595-44.8% | $94,057-39.8% | $154,746-63.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 13.62% | 583.42%-569.8pp | 480.62%-467.0pp | 172.34%-158.7pp |
| Employer contribution / active EE | $11,669 | $3,147+270.8% | $2,933+297.8% | $4,379+166.5% |
| Participant deferral / active EE | $2,149 | $5,118-58.0% | $4,709-54.4% | $6,730-68.1% |
| Admin fee / account holder | $3,960 | $7,736-48.8% | $7,244-45.3% | $14,365-72.4% |