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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,803 | $88,815-65.3% | $81,882-62.4% | $145,897-78.9% |
| Participation rate | 88.9% | 75.1%+13.8pp | 72.4%+16.5pp | 80.3%+8.6pp |
| Annual return | 7.97% | 1033.75%-1025.8pp | 779.47%-771.5pp | 552.29%-544.3pp |
| Employer contribution / active EE | $9,797 | $3,086+217.4% | $2,916+236.0% | $4,663+110.1% |
| Participant deferral / active EE | $1,606 | $4,647-65.5% | $4,323-62.9% | $6,689-76.0% |
| Admin fee / account holder | $1,205 | $8,434-85.7% | $7,360-83.6% | $13,390-91.0% |