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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,234 | $57,590-66.6% | $86,233-77.7% | $82,448-76.7% |
| Participation rate | 48.3% | 57.9%-9.6pp | 69.0%-20.7pp | 68.1%-19.8pp |
| Annual return | 17.40% | 22.41%-5.0pp | 61.39%-44.0pp | 41.64%-24.2pp |
| Employer contribution / active EE | $693 | $1,655-58.1% | $2,504-72.3% | $2,551-72.8% |
| Participant deferral / active EE | $1,026 | $3,080-66.7% | $4,559-77.5% | $4,139-75.2% |
| Admin fee / account holder | $1,418 | $4,730-70.0% | $8,342-83.0% | $7,234-80.4% |