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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,579 | $86,949-3.9% | $102,460-18.4% | $80,959+3.2% |
| Participation rate | 25.0% | 72.4%-47.4pp | 76.5%-51.5pp | 67.7%-42.7pp |
| Annual return | 11.43% | 18.89%-7.5pp | 29.47%-18.0pp | 35.67%-24.2pp |
| Employer contribution / active EE | $832 | $2,370-64.9% | $3,025-72.5% | $2,757-69.8% |
| Participant deferral / active EE | $925 | $4,121-77.6% | $5,056-81.7% | $4,300-78.5% |
| Admin fee / account holder | $0 | $8,048-100.0% | $9,460-100.0% | $6,925-100.0% |