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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,005 | $124,425+106.6% | $112,040+129.4% | $137,256+87.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.90% | 24.72%-9.8pp | 24.52%-9.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,836 | $3,411-16.9% | $2,954-4.0% | $4,156-31.8% |
| Participant deferral / active EE | $14,331 | $5,718+150.6% | $5,098+181.1% | $6,407+123.7% |
| Admin fee / account holder | $2,298 | $15,207-84.9% | $12,098-81.0% | $12,270-81.3% |