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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,751 | $117,829+145.1% | $102,423+181.9% | $145,877+97.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.88% | 31.83%-21.0pp | 29.42%-18.5pp | 551.28%-540.4pp |
| Employer contribution / active EE | $5,556 | $3,615+53.7% | $3,023+83.8% | $4,663+19.1% |
| Participant deferral / active EE | $8,239 | $5,732+43.7% | $5,054+63.0% | $6,691+23.1% |
| Admin fee / account holder | $6,769 | $13,335-49.2% | $9,455-28.4% | $13,402-49.5% |