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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,255 | $150,197-19.3% | $120,368+0.7% | $145,959-16.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 9.56% | 154.26%-144.7pp | 107.26%-97.7pp | 561.95%-552.4pp |
| Employer contribution / active EE | $17,392 | $4,350+299.8% | $3,465+402.0% | $4,661+273.1% |
| Participant deferral / active EE | $7,153 | $6,174+15.9% | $4,991+43.3% | $6,689+6.9% |
| Admin fee / account holder | $2,053 | $12,216-83.2% | $9,429-78.2% | $13,398-84.7% |