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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,028 | $57,073+119.1% | $85,126+46.9% | $80,925+54.5% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 16.84% | 21.69%-4.9pp | 66.63%-49.8pp | 35.65%-18.8pp |
| Employer contribution / active EE | $2,886 | $1,801+60.3% | $2,731+5.7% | $2,756+4.7% |
| Participant deferral / active EE | $5,000 | $3,113+60.6% | $4,523+10.5% | $4,299+16.3% |
| Admin fee / account holder | $6,419 | $4,988+28.7% | $6,160+4.2% | $6,940-7.5% |