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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,069 | $29,319-89.5% | $52,425-94.1% | $82,448-96.3% |
| Participation rate | 62.3% | 46.9%+15.4pp | 55.6%+6.6pp | 68.1%-5.8pp |
| Annual return | 46.01% | 535.20%-489.2pp | 302.12%-256.1pp | 41.64%+4.4pp |
| Employer contribution / active EE | $583 | $586-0.6% | $914-36.2% | $2,551-77.1% |
| Participant deferral / active EE | $1,506 | $1,171+28.5% | $1,790-15.9% | $4,139-63.6% |
| Admin fee / account holder | $17 | $1,962-99.2% | $2,495-99.3% | $7,234-99.8% |