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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,699 | $166,242-60.5% | $165,071-60.2% | $145,884-55.0% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 26.35% | 100.44%-74.1pp | 70.17%-43.8pp | 551.85%-525.5pp |
| Employer contribution / active EE | $2,952 | $5,283-44.1% | $4,347-32.1% | $4,662-36.7% |
| Participant deferral / active EE | $12,576 | $6,964+80.6% | $6,035+108.4% | $6,690+88.0% |
| Admin fee / account holder | $20,316 | $16,658+22.0% | $12,695+60.0% | $13,392+51.7% |