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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,888 | $154,228+174.2% | $145,433+190.8% | $137,256+208.1% |
| Participation rate | 84.6% | 83.8%+0.8pp | 82.1%+2.5pp | 80.0%+4.7pp |
| Annual return | 17.26% | 74.59%-57.3pp | 66.58%-49.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $3,497 | $4,804-27.2% | $4,554-23.2% | $4,156-15.9% |
| Participant deferral / active EE | $11,299 | $8,216+37.5% | $7,897+43.1% | $6,407+76.4% |
| Admin fee / account holder | $10,496 | $14,344-26.8% | $13,129-20.1% | $12,270-14.5% |