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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,374 | $78,690+105.1% | $161,489-0.1% | $87,485+84.5% |
| Participation rate | 32.3% | 67.5%-35.2pp | 78.7%-46.4pp | 68.9%-36.7pp |
| Annual return | 17.54% | 32.74%-15.2pp | 89.72%-72.2pp | 26.06%-8.5pp |
| Employer contribution / active EE | $767 | $2,588-70.4% | $4,268-82.0% | $2,596-70.5% |
| Participant deferral / active EE | $1,890 | $3,311-42.9% | $5,630-66.4% | $4,274-55.8% |
| Admin fee / account holder | $1,459 | $6,724-78.3% | $16,006-90.9% | $7,775-81.2% |