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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,816 | $183,539-77.2% | $155,556-73.1% | $145,897-71.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 9.09% | 61.31%-52.2pp | 64.84%-55.7pp | 552.29%-543.2pp |
| Employer contribution / active EE | $807 | $5,315-84.8% | $4,675-82.7% | $4,663-82.7% |
| Participant deferral / active EE | $2,248 | $6,467-65.2% | $5,631-60.1% | $6,689-66.4% |
| Admin fee / account holder | $44,621 | $19,275+131.5% | $15,885+180.9% | $13,390+233.2% |