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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,104 | $185,312-74.6% | $161,489-70.8% | $154,746-69.6% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 12.01% | 103.84%-91.8pp | 89.72%-77.7pp | 172.34%-160.3pp |
| Employer contribution / active EE | $1,310 | $4,769-72.5% | $4,268-69.3% | $4,379-70.1% |
| Participant deferral / active EE | $3,206 | $6,350-49.5% | $5,630-43.1% | $6,730-52.4% |
| Admin fee / account holder | $8,668 | $18,654-53.5% | $16,006-45.8% | $14,365-39.7% |