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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,104 | $172,111-72.6% | $150,298-68.7% | $137,256-65.7% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 12.01% | 69.37%-57.4pp | 62.79%-50.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $1,310 | $4,636-71.7% | $4,154-68.5% | $4,156-68.5% |
| Participant deferral / active EE | $3,206 | $6,166-48.0% | $5,453-41.2% | $6,407-50.0% |
| Admin fee / account holder | $8,668 | $16,471-47.4% | $14,116-38.6% | $12,270-29.4% |