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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,296 | $150,346-48.6% | $120,524-35.9% | $145,877-47.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 11.35% | 154.40%-143.0pp | 107.36%-96.0pp | 551.28%-539.9pp |
| Employer contribution / active EE | $3,923 | $4,353-9.9% | $3,469+13.1% | $4,663-15.9% |
| Participant deferral / active EE | $9,287 | $6,172+50.5% | $4,994+86.0% | $6,691+38.8% |
| Admin fee / account holder | $9,930 | $12,215-18.7% | $9,440+5.2% | $13,402-25.9% |