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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,669 | $67,823+67.6% | $52,425+116.8% | $137,256-17.2% |
| Participation rate | 37.5% | 63.9%-26.4pp | 55.6%-18.1pp | 80.0%-42.5pp |
| Annual return | 14.19% | 219.11%-204.9pp | 302.12%-287.9pp | 220.34%-206.2pp |
| Employer contribution / active EE | $1,035 | $1,163-11.0% | $914+13.2% | $4,156-75.1% |
| Participant deferral / active EE | $1,124 | $2,288-50.9% | $1,790-37.2% | $6,407-82.5% |
| Admin fee / account holder | $77 | $2,844-97.3% | $2,495-96.9% | $12,270-99.4% |