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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,669 | $94,439+20.4% | $73,658+54.3% | $154,746-26.5% |
| Participation rate | 37.5% | 64.7%-27.2pp | 57.0%-19.5pp | 80.7%-43.2pp |
| Annual return | 14.19% | 28.25%-14.1pp | 29.72%-15.5pp | 172.34%-158.1pp |
| Employer contribution / active EE | $1,035 | $1,257-17.7% | $1,032+0.3% | $4,379-76.4% |
| Participant deferral / active EE | $1,124 | $2,527-55.5% | $2,062-45.5% | $6,730-83.3% |
| Admin fee / account holder | $77 | $3,843-98.0% | $3,357-97.7% | $14,365-99.5% |