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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,600 | $56,197-10.0% | $67,652-25.2% | $59,633-15.1% |
| Participation rate | 65.5% | 71.5%-6.0pp | 75.7%-10.1pp | 68.7%-3.2pp |
| Annual return | 0.04% | 18508.10%-18508.1pp | 6625.40%-6625.4pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $847 | $1,615-47.5% | $2,266-62.6% | $2,203-61.5% |
| Participant deferral / active EE | $5,731 | $2,844+101.6% | $3,560+61.0% | $3,192+79.6% |
| Admin fee / account holder | $215 | $3,958-94.6% | $4,821-95.5% | $4,297-95.0% |