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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $721,634 | $185,312+289.4% | $161,489+346.9% | $154,746+366.3% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 18.95% | 103.84%-84.9pp | 89.72%-70.8pp | 172.34%-153.4pp |
| Employer contribution / active EE | $12,907 | $4,769+170.6% | $4,268+202.4% | $4,379+194.8% |
| Participant deferral / active EE | $12,738 | $6,350+100.6% | $5,630+126.3% | $6,730+89.3% |
| Admin fee / account holder | $19,220 | $18,654+3.0% | $16,006+20.1% | $14,365+33.8% |