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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,192 | $172,111-64.4% | $150,298-59.3% | $137,256-55.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.75% | 69.37%-59.6pp | 62.79%-53.0pp | 220.34%-210.6pp |
| Employer contribution / active EE | $6,770 | $4,636+46.0% | $4,154+63.0% | $4,156+62.9% |
| Participant deferral / active EE | $24,772 | $6,166+301.8% | $5,453+354.3% | $6,407+286.6% |
| Admin fee / account holder | $12,923 | $16,471-21.5% | $14,116-8.5% | $12,270+5.3% |