Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,946 | $83,061+9.5% | $126,068-27.9% | $94,015-3.3% |
| Participation rate | 68.4% | 81.2%-12.7pp | 84.7%-16.3pp | 70.8%-2.4pp |
| Annual return | 3.70% | 20.41%-16.7pp | 15.01%-11.3pp | 17.84%-14.1pp |
| Employer contribution / active EE | $2,046 | $2,864-28.5% | $3,968-48.4% | $2,790-26.7% |
| Participant deferral / active EE | $6,542 | $7,042-7.1% | $8,214-20.4% | $4,249+53.9% |
| Admin fee / account holder | $9,623 | $7,208+33.5% | $18,264-47.3% | $8,951+7.5% |