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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,013 | $117,859-64.4% | $102,438-59.0% | $145,959-71.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.85% | 31.72%-19.9pp | 29.37%-17.5pp | 561.95%-550.1pp |
| Employer contribution / active EE | $462 | $3,615-87.2% | $3,024-84.7% | $4,661-90.1% |
| Participant deferral / active EE | $3,910 | $5,732-31.8% | $5,054-22.6% | $6,689-41.5% |
| Admin fee / account holder | $3,808 | $13,318-71.4% | $9,448-59.7% | $13,398-71.6% |