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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,013 | $117,829-64.3% | $102,423-59.0% | $145,877-71.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.85% | 31.83%-20.0pp | 29.42%-17.6pp | 551.28%-539.4pp |
| Employer contribution / active EE | $462 | $3,615-87.2% | $3,023-84.7% | $4,663-90.1% |
| Participant deferral / active EE | $3,910 | $5,732-31.8% | $5,054-22.6% | $6,691-41.6% |
| Admin fee / account holder | $3,808 | $13,335-71.4% | $9,455-59.7% | $13,402-71.6% |