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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,013 | $117,895-64.4% | $102,460-59.0% | $145,897-71.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.85% | 31.92%-20.1pp | 29.47%-17.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $462 | $3,619-87.2% | $3,025-84.7% | $4,663-90.1% |
| Participant deferral / active EE | $3,910 | $5,736-31.8% | $5,056-22.7% | $6,689-41.5% |
| Admin fee / account holder | $3,808 | $13,353-71.5% | $9,460-59.7% | $13,390-71.6% |