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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,899 | $95,453+1.5% | $112,040-13.5% | $82,448+17.5% |
| Participation rate | 90.0% | 72.8%+17.2pp | 76.5%+13.5pp | 68.1%+21.9pp |
| Annual return | 4.30% | 23.92%-19.6pp | 24.52%-20.2pp | 41.64%-37.3pp |
| Employer contribution / active EE | $2,248 | $2,318-3.0% | $2,954-23.9% | $2,551-11.9% |
| Participant deferral / active EE | $4,077 | $4,224-3.5% | $5,098-20.0% | $4,139-1.5% |
| Admin fee / account holder | $7,011 | $9,013-22.2% | $12,098-42.0% | $7,234-3.1% |