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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,899 | $104,098-6.9% | $140,514-31.0% | $94,015+3.1% |
| Participation rate | 90.0% | 73.7%+16.3pp | 77.8%+12.2pp | 70.8%+19.2pp |
| Annual return | 4.30% | 15.14%-10.8pp | 14.36%-10.1pp | 17.84%-13.5pp |
| Employer contribution / active EE | $2,248 | $2,388-5.9% | $3,378-33.5% | $2,790-19.4% |
| Participant deferral / active EE | $4,077 | $4,033+1.1% | $4,919-17.1% | $4,249-4.1% |
| Admin fee / account holder | $7,011 | $10,439-32.8% | $13,697-48.8% | $8,951-21.7% |