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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,864 | $108,825+200.4% | $156,181+109.3% | $82,448+296.4% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 16.09% | 20.59%-4.5pp | 64.87%-48.8pp | 41.64%-25.5pp |
| Employer contribution / active EE | $10,852 | $2,870+278.1% | $4,294+152.7% | $2,551+325.4% |
| Participant deferral / active EE | $16,539 | $4,577+261.3% | $6,132+169.7% | $4,139+299.6% |
| Admin fee / account holder | $4,162 | $9,341-55.4% | $14,586-71.5% | $7,234-42.5% |