Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,977 | $88,672-8.7% | $105,223-23.0% | $82,448-1.8% |
| Participation rate | 54.3% | 67.9%-13.6pp | 75.0%-20.8pp | 68.1%-13.8pp |
| Annual return | 16.06% | 30.86%-14.8pp | 180.65%-164.6pp | 41.64%-25.6pp |
| Employer contribution / active EE | $716 | $3,048-76.5% | $3,689-80.6% | $2,551-71.9% |
| Participant deferral / active EE | $2,570 | $4,036-36.3% | $5,072-49.3% | $4,139-37.9% |
| Admin fee / account holder | $2,566 | $7,146-64.1% | $8,859-71.0% | $7,234-64.5% |