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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,845 | $81,331-54.7% | $155,534-76.3% | $80,935-54.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.63% | 33.37%-16.7pp | 64.92%-48.3pp | 35.66%-19.0pp |
| Employer contribution / active EE | $1,771 | $3,105-42.9% | $4,675-62.1% | $2,757-35.7% |
| Participant deferral / active EE | $2,391 | $3,454-30.8% | $5,630-57.5% | $4,299-44.4% |
| Admin fee / account holder | $593 | $7,999-92.6% | $15,900-96.3% | $6,924-91.4% |