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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,527 | $110,093+1.3% | $97,295+14.6% | $145,897-23.6% |
| Participation rate | 64.3% | 75.9%-11.6pp | 72.7%-8.4pp | 80.3%-16.0pp |
| Annual return | 7.99% | 244.76%-236.8pp | 75.62%-67.6pp | 552.29%-544.3pp |
| Employer contribution / active EE | $1,876 | $3,077-39.0% | $2,723-31.1% | $4,663-59.8% |
| Participant deferral / active EE | $6,219 | $4,678+33.0% | $4,264+45.9% | $6,689-7.0% |
| Admin fee / account holder | $1,166 | $6,212-81.2% | $5,646-79.3% | $13,390-91.3% |