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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,488 | $75,807+33.9% | $116,096-12.6% | $86,983+16.7% |
| Participation rate | 63.5% | 66.9%-3.4pp | 73.3%-9.9pp | 69.5%-6.1pp |
| Annual return | 14.48% | 18.57%-4.1pp | 326.25%-311.8pp | 25.83%-11.4pp |
| Employer contribution / active EE | $3,003 | $1,892+58.7% | $2,503+20.0% | $2,584+16.2% |
| Participant deferral / active EE | $6,185 | $3,212+92.6% | $3,952+56.5% | $4,194+47.5% |
| Admin fee / account holder | $537 | $6,659-91.9% | $7,704-93.0% | $7,856-93.2% |