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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,488 | $73,107+38.8% | $114,563-11.4% | $87,485+16.0% |
| Participation rate | 63.5% | 65.8%-2.3pp | 72.9%-9.4pp | 68.9%-5.5pp |
| Annual return | 14.48% | 19.47%-5.0pp | 241.09%-226.6pp | 26.06%-11.6pp |
| Employer contribution / active EE | $3,003 | $1,881+59.7% | $2,592+15.9% | $2,596+15.7% |
| Participant deferral / active EE | $6,185 | $3,144+96.8% | $4,142+49.3% | $4,274+44.7% |
| Admin fee / account holder | $537 | $5,770-90.7% | $7,623-93.0% | $7,775-93.1% |