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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,088 | $211,239+37.3% | $178,528+62.5% | $145,877+98.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.39% | 30.22%-18.8pp | 27.11%-15.7pp | 551.28%-539.9pp |
| Employer contribution / active EE | $5,382 | $4,570+17.8% | $3,950+36.2% | $4,663+15.4% |
| Participant deferral / active EE | $12,382 | $6,963+77.8% | $6,278+97.2% | $6,691+85.1% |
| Admin fee / account holder | $2,187 | $12,095-81.9% | $10,419-79.0% | $13,402-83.7% |