Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,839 | $114,712-43.5% | $173,730-62.7% | $87,485-25.9% |
| Participation rate | 39.2% | 73.0%-33.8pp | 79.6%-40.4pp | 68.9%-29.7pp |
| Annual return | 9.50% | 20.18%-10.7pp | 19.96%-10.5pp | 26.06%-16.6pp |
| Employer contribution / active EE | $963 | $2,904-66.9% | $4,577-79.0% | $2,596-62.9% |
| Participant deferral / active EE | $2,204 | $4,642-52.5% | $6,326-65.2% | $4,274-48.4% |
| Admin fee / account holder | $3,341 | $10,210-67.3% | $17,523-80.9% | $7,775-57.0% |