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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,267 | $78,690+252.4% | $161,489+71.7% | $87,485+216.9% |
| Participation rate | 94.9% | 67.5%+27.4pp | 78.7%+16.2pp | 68.9%+25.9pp |
| Annual return | 16.15% | 32.74%-16.6pp | 89.72%-73.6pp | 26.06%-9.9pp |
| Employer contribution / active EE | $10,040 | $2,588+287.9% | $4,268+135.2% | $2,596+286.7% |
| Participant deferral / active EE | $6,028 | $3,311+82.1% | $5,630+7.1% | $4,274+41.1% |
| Admin fee / account holder | $9,229 | $6,724+37.3% | $16,006-42.3% | $7,775+18.7% |