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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,560 | $117,859+190.7% | $102,438+234.4% | $145,959+134.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.96% | 31.72%-25.8pp | 29.37%-23.4pp | 561.95%-556.0pp |
| Employer contribution / active EE | $652 | $3,615-82.0% | $3,024-78.4% | $4,661-86.0% |
| Participant deferral / active EE | $15,250 | $5,732+166.0% | $5,054+201.8% | $6,689+128.0% |
| Admin fee / account holder | $79,017 | $13,318+493.3% | $9,448+736.4% | $13,398+489.8% |