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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,560 | $117,895+190.6% | $102,460+234.3% | $145,897+134.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.96% | 31.92%-26.0pp | 29.47%-23.5pp | 552.29%-546.3pp |
| Employer contribution / active EE | $652 | $3,619-82.0% | $3,025-78.4% | $4,663-86.0% |
| Participant deferral / active EE | $15,250 | $5,736+165.9% | $5,056+201.6% | $6,689+128.0% |
| Admin fee / account holder | $79,017 | $13,353+491.8% | $9,460+735.3% | $13,390+490.1% |