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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,560 | $117,829+190.7% | $102,423+234.5% | $145,877+134.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.96% | 31.83%-25.9pp | 29.42%-23.5pp | 551.28%-545.3pp |
| Employer contribution / active EE | $652 | $3,615-82.0% | $3,023-78.4% | $4,663-86.0% |
| Participant deferral / active EE | $15,250 | $5,732+166.0% | $5,054+201.7% | $6,691+127.9% |
| Admin fee / account holder | $79,017 | $13,335+492.5% | $9,455+735.8% | $13,402+489.6% |