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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,250 | $29,733+519.7% | $56,025+228.9% | $80,959+127.6% |
| Participation rate | 29.6% | 41.7%-12.1pp | 52.5%-22.9pp | 67.7%-38.0pp |
| Annual return | 15.74% | 35.28%-19.5pp | 1712.69%-1696.9pp | 35.67%-19.9pp |
| Employer contribution / active EE | $997 | $672+48.4% | $1,042-4.3% | $2,757-63.9% |
| Participant deferral / active EE | $2,826 | $1,229+129.9% | $1,955+44.6% | $4,300-34.3% |
| Admin fee / account holder | $2,454 | $2,434+0.8% | $2,828-13.2% | $6,925-64.6% |