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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,328 | $71,615-26.9% | $153,416-65.9% | $65,306-19.9% |
| Participation rate | 27.9% | 49.3%-21.4pp | 74.3%-46.5pp | 57.7%-29.8pp |
| Annual return | 10.22% | 12.62%-2.4pp | 17.84%-7.6pp | 21.94%-11.7pp |
| Employer contribution / active EE | $670 | $1,488-55.0% | $3,764-82.2% | $1,967-65.9% |
| Participant deferral / active EE | $1,281 | $2,236-42.7% | $4,723-72.9% | $2,959-56.7% |
| Admin fee / account holder | $12,255 | $3,498+250.3% | $13,095-6.4% | $3,480+252.2% |