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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,374 | $117,895+119.2% | $102,460+152.2% | $145,897+77.1% |
| Participation rate | 85.0% | 78.6%+6.4pp | 76.5%+8.5pp | 80.3%+4.7pp |
| Annual return | 15.61% | 31.92%-16.3pp | 29.47%-13.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $3,561 | $3,619-1.6% | $3,025+17.7% | $4,663-23.6% |
| Participant deferral / active EE | $11,795 | $5,736+105.6% | $5,056+133.3% | $6,689+76.3% |
| Admin fee / account holder | $1,341 | $13,353-90.0% | $9,460-85.8% | $13,390-90.0% |