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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,944 | $124,425+157.1% | $112,040+185.6% | $137,256+133.1% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 12.38% | 24.72%-12.3pp | 24.52%-12.1pp | 220.34%-208.0pp |
| Employer contribution / active EE | $3,669 | $3,411+7.5% | $2,954+24.2% | $4,156-11.7% |
| Participant deferral / active EE | $12,627 | $5,718+120.8% | $5,098+147.7% | $6,407+97.1% |
| Admin fee / account holder | $23,802 | $15,207+56.5% | $12,098+96.7% | $12,270+94.0% |