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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,815 | $150,346+20.9% | $120,524+50.9% | $145,877+24.6% |
| Participation rate | 89.5% | 78.8%+10.7pp | 71.9%+17.5pp | 80.3%+9.2pp |
| Annual return | 7.06% | 154.40%-147.3pp | 107.36%-100.3pp | 551.28%-544.2pp |
| Employer contribution / active EE | $6,678 | $4,353+53.4% | $3,469+92.5% | $4,663+43.2% |
| Participant deferral / active EE | $7,078 | $6,172+14.7% | $4,994+41.7% | $6,691+5.8% |
| Admin fee / account holder | $42,117 | $12,215+244.8% | $9,440+346.2% | $13,402+214.3% |