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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,815 | $150,435+20.9% | $120,580+50.8% | $145,897+24.6% |
| Participation rate | 89.5% | 78.8%+10.7pp | 72.0%+17.5pp | 80.3%+9.2pp |
| Annual return | 7.06% | 154.60%-147.5pp | 107.48%-100.4pp | 552.29%-545.2pp |
| Employer contribution / active EE | $6,678 | $4,352+53.4% | $3,469+92.5% | $4,663+43.2% |
| Participant deferral / active EE | $7,078 | $6,174+14.6% | $4,995+41.7% | $6,689+5.8% |
| Admin fee / account holder | $42,117 | $12,182+245.7% | $9,418+347.2% | $13,390+214.5% |