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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,875 | $174,379+23.2% | $152,093+41.3% | $138,895+54.7% |
| Participation rate | 78.6% | 81.6%-3.1pp | 77.8%+0.8pp | 79.9%-1.3pp |
| Annual return | 13.74% | 74.86%-61.1pp | 66.36%-52.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $3,529 | $4,652-24.1% | $4,175-15.5% | $4,194-15.9% |
| Participant deferral / active EE | $6,280 | $6,159+2.0% | $5,451+15.2% | $6,396-1.8% |
| Admin fee / account holder | $20,451 | $16,880+21.2% | $14,497+41.1% | $12,562+62.8% |