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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,621 | $129,737+13.0% | $119,126+23.1% | $154,746-5.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.74% | 379.08%-368.3pp | 282.11%-271.4pp | 172.34%-161.6pp |
| Employer contribution / active EE | $14,493 | $4,375+231.3% | $4,034+259.3% | $4,379+231.0% |
| Participant deferral / active EE | $15,250 | $5,842+161.0% | $5,318+186.8% | $6,730+126.6% |
| Admin fee / account holder | $1,174 | $11,961-90.2% | $10,693-89.0% | $14,365-91.8% |